Understanding the IFA Market place
Vertem do not, and never will, provide financial advice. That doesn’t mean we don’t understand the various product and trust based solutions used by advisers. We know where our expertise lies as investment managers and believe it is the job of the IFA to provide financial advice.
We understand that recommending different products and wrappers such as SIPPs and offshore bonds or Trust based solutions are an integral part of the financial advice process. We also understand the differing constraints and benefits of these vehicles, and can build a bespoke investment strategy within each and collectively, so that it dovetails with the financial plan and tax strategy.
The modern regulatory environment, post RDR and with the implementation of MiFID II, has made it more challenging for adviser firms to design, manage and execute the full investment process in house. We understand that if outsourcing to a DFM, many adviser firms don’t want ‘off the shelf’ solutions nor a fully bespoke portfolio for every client. Instead, they want a proposition that remains unique to them and which is built around the way they do business, allowing them to retain control of the client relationship.
At Vertem, we can help you build a full investment proposition unique to your practice, from your core solution to a selection of alternative options for clients that cannot be satisfied by the former. This can be constructed on a white labelled or jointly badged basis, regardless of the size of your AUM.